Team Member Credit & Risk-CORPORATE REAL ESTATE (CRE)-Credit Job For 6-10 Year Exp In Kotak Mahindra Bank Limited Mumbai, India – 2517601

Job Description :
Job Role:
Preliminary screening of financing transactions and structuring
Interaction with in-house team (relationship, legal and operations) to provide solution to clients
Interaction with client to understand their business model, organization structure and financing needs
Credit analysis & due diligence. Preparing Credit & Risk Assessment Notes (CRAN) for evaluating risk in borrower, transaction and underlying security and making initial recommendations
Presenting the proposal to sanctioning authorities
Preparing review and renewal credit reports for revisiting the limits and assessing the same for credit alerts
Preparing term sheets. Checking disbursements to ensure compliance with sanctioned terms
Job Requirements:
CA / MBA Finance with 6-10 years post qualification experience
The structured lending solutions require ability to :
Quickly understand and appreciate the key drivers across different businesses
Develop business plans and forecasts with key sensitivities
Assess valuation of listed / unlisted companies
Appreciate and apply important aspects of laws and regulation especially – RBI, FEMA, SEBI, Companies Act, Income Tax Act, relevant laws / regulations pertaining the specific proposals.
Eligibility:
Spent minimum 1 year in the same division function role location
Applications can be made for roles in same level or one level above
IJP policy to be followed