Business Function:
Risk Management Group works closely with our business partners to manage the bank%26rsquo;s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose:
The job holder is responsible for ensuring overall quality of the Enterprise Banking and Consumer Banking credit portfolios by working on fraud control measures to ensure that only genuine credits are approved.
Key Accountabilities:
Risk Management Group works closely with our business partners to manage the bank%26rsquo;s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose:
The job holder is responsible for ensuring overall quality of the Enterprise Banking and Consumer Banking credit portfolios by working on fraud control measures to ensure that only genuine credits are approved.
Key Accountabilities:
- Set up a robust and innovative Front end, pre-disbursement fraud control and prevention mandate.
- Excellent knowledge of handling Experian Hunter, a fraud tool.
- Strong Establish and Train Fraud Management skills to CRM / RAC / RM on fraud detection and best practices.
- Interact closely with all branch CRM , to validate, action Credit Referrals basis of suspicious, doubtful triggers
- Manage the relationship with fraud vendors including periodic quality reviews, cost control, TAT, etc.
- MIS %26ndash; Reports and survey reports preparation, adherence to TAT will be key KPI
Job Duties & responsibilities:
- The position will execute and carry out the agreed Fraud Framework that has been agreed and approved in the SOP
- Ability to verify customer information, validation of doubtful suspect customer financial documents etc.
- Need to handle day to day %26ldquo;Experian Hunter%26rdquo; tool for Credit Card
- The position will have its set of daily activities and a set of given monthly activities to be fulfilled.
- The position will undergo detailed walkthrough and familiarisation on CBG Credit Card process & program etc.
Required Experience:
Six to ten years of experience as cluster Manager or Area Manager in Bank (preferably in Fraud Control Unit for CC/UL).
Education / Preferred Qualifications:
Professional qualification, graduate or post-graduate degree, preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of fraud risk control measures for CC and CBG markets.
Core Competencies:
- Good analytical and presentation skills (conversant with MS Office)
- Good interpersonal skills
- Good knowledge of industries/sectors
Technical Competencies:
- Sound knowledge of financial statement analysis and accounting policies/practices. Familiarity with financial terms, documents, etc is a must.
- Good knowledge of fraud control methods, experience in handling Experian Hunter, other tools & techniques.
- Have an established local network in the Indian Banking market.
- Sound understanding of regulatory guidelines issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general and fraud control measures in particular.
- Preferred collections / credit / operations / process understanding.
- Good knowledge of various banking products and risks associated with them, especially consumer loans and SME products.
- Knowledge of multi market especially East / South essential
India-Maharashtra-Pune
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