Business Function
Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure.
Job Purpose
The job holder isresponsible for ensuring overall quality of the Enterprise Banking and ConsumerBanking credit portfolios by working on fraud control measures to ensure thatonly genuine credits are approved.
Responsibilities
* The position will execute and carry out theagreed Fraud Framework that has been agreed and approved in the SOP
* Ability to verify customer information,validation of doubtful suspect customer financial documents etc.
* Need to handle day to day Experian Huntertool for Mortgage loan / HL, Personal loan, SME loan
* The position will have its set of dailyactivities and a set of given monthly activities to be fulfilled.
* The position will undergo detailedwalkthrough and familiarisation on the IBG 3- & 4 products, process,program etc.
Key Accountabilities1) Set up arobust and innovative Front end, pre-disbursement and Post Disbursement fraudcontrol and prevention mandate. 2) Excellentknowledge of handling Experian Hunter, a fraud tool. 3) Strong Establishand Train Fraud Management skills to CRM / RAC / RM on fraud detection and bestpractices.4) Interactclosely with all branch CRM , to validate, action Credit Referrals basis ofsuspicious, doubtful triggers5) Manage therelationship with fraud vendors including periodic quality reviews, costcontrol, TAT, etc.6) MIS –Reports and survey reports preparation, adherence to TAT will be key KPI
RequirementsSix to ten years of experience as cluster Manager or Area Manager inBank (preferably in Fraud Control Unit for Mortgage/ HL/ PL & SME).
Education/Preferred Qualification
Professional qualification, graduate or post-graduate degree, preferablyin business, accountancy, economics, finance etc. along with sounddomain knowledge of fraud risk control measures for both SME and CBG markets
Core Competencies1) Goodanalytical and presentation skills (conversant with MS Office)2) Goodinterpersonal skills3) Goodknowledge of industries/sectors
Technical Competencies1) Soundknowledge of financial statement analysis and accounting policies/practices.Familiarity with financial terms, documents, etc is a must.2) Goodknowledge of fraud control methods, experience in handling Experian Hunter,other tools & techniques.3) Have anestablished local network in the Indian Banking market.4) Soundunderstanding of regulatory guidelines issued by RBI (local regulations inIndia), MAS and local laws and regulations that impact businesses in generaland fraud control measures in particular.5) Preferredcollections / credit / operations / process understanding.6) Good knowledgeof various banking products and risks associated with them, especially consumerloans and SME products.
Knowledge of multimarket especially East / South essential
Work RelationshipGoodworking relationship with CBG Mortgage, SME / CCG Relationship team, CCU, otherproduct teams (GTS, T & M etc), RBI inspectors, regulators and other externalagencies.
Apply Now
We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.India-Delhi-New Delhi


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