Job Description :
Role & Responsibilities:

  • Assess creditworthiness of corporate customers by preparing financial scorecard in D&B Tool, payment behavior and market search. (Should have knowledge on financial statements assessment like P&L, Balance sheet, Cash flow statement, ratio analysis, etc) and should be able to understand the risk parameters based on the financials review.
  • Handle complex queues involving Exception approvals, Channel Partner assessment, Master Sales Affiliate’s assessment. (Should be able to apply credit judgmental decisions in terms of making exceptions by conducting adequate due diligence in terms of Y-o-Y comparison of financials, payment history/track record, business/relationship with Dell)
  • Create Credit Capacity through financing programs with banks, FIs, implement finance models, etc
  • Conduct periodic review for the portfolio on a quarterly basis by doing detailed review in terms of credit limit, financial assessment , exception reviews.
  • Handle Change the Business Initiatives on projects relating to Credit capacity creation, Risk Management and Integration
  • Act as a spoc for all kind of audit activities (CSA/SOX/Internal audit)
  • Constantly improvise the process and change the business
  • Shadowing the manager – Conduct team huddles, volume management, escalation management, stakeholder meetings, CTB/COC meetings, best practice sharing
  • Engage with stakeholders (Sales, Segment finance, Collections, COC, Order Processing teams)
  • Conduct quality audit for the team and publish the scores on a monthly basis. Ensure compliance to Red Alert Policy guidelines.
  • Continuously aim for self-development, application of learnings through trainings and complete controls/compliance training
  • Responsible for Providing best customer experience & feedback for improvement for any issues which are being captured, which would enable Business to improvise on Net promoter Score.
  • Ensure smooth and sustainable day-to-day operations and have control on Operational metrics.

Educational Qualification:

  • MBA preferred
  • Minimum- Graduation in BCOM/ BBM / BBA
  • Or Professional courses like CA/CWA/CS

Desired Profile:

  • 2 to 4 years of relevant experience in handling Credit process
  • Strong leadership behavior and drive for results.
  • Excellent communication and presentation skills.
  • Ability to communicate to all levels within an organization.
  • Strong customer Resolving skills & ability to take the ownership and resolve issue
  • Well-developed problem solving skills

Company Description:
Dell provides the technology that transforms the way we all work and live. But we are more than a technology company — we are a people company. We inspire, challenge and respect every one of our over 100,000 employees. We also provide them with unparalleled growth and development opportunities.
Why Work For Us:
Dell is primed to recruit the best and brightest candidates from all across the globe. We take pride in fostering a winning, innovative, inclusive employee culture. We also take calculated risks and we celebrate big victories when they pay off.
Our Employee Value Proposition:
Our Culture Code unites us and makes us a great family of companies and a great place to work. It’s how we run the business, go to market, work together and provide inspirational leadership. Our culture code is defined by our values and are made real every day by defining expectations for how we work and how we lead.
Benefits:
We offer highly competitive salaries, bonus programs, world-class benefits, and unparalleled growth and development opportunities — all to create a compelling and rewarding work environment.
Apply now!
Dell is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Dell are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, national, social or ethnic origin, sex (including pregnancy), age, physical, mental or sensory disability, HIV status, sexual orientation, gender identity and/or expression, marital, civil union or domestic partnership status, past or present military service, family medical history or genetic information, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Dell will not tolerate discrimination or harassment based on any of these characteristics. Learn more about Diversity and Inclusion at Dell here.


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