Job Description :
JP Morgan – Credit Risk Associate – Corporates – MBA / CA
About CB Risk India: The CB Risk India (CRI) is part of the Credit Risk function for Commercial Bank (CB) at J.P. Morgan. CRI works closely with the in-country Underwriters and Credit Executives and provides them with in-depth credit risk analysis of clients; as well as recommendations on risk grades. CRI covers CB clients across the – North America.
Role: Associate for conducting Credit Analysis of Corporate clients in Underwriting Center team in Commercial Banking division – North America
Location: Bangalore
Responsibilities:
o Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues) – for middle market clients (clients with exposure less than $5mm). Recommend rating grades based on analysis for the clients.
o Quality check work delivery for junior analysts in the team. Understand various techniques and methods of credit analysis, accounting treatments, financial adjustments, firm’s credit related policies, etc.
o Develop and maintain open communication channels with Underwriters. Independently handle all calls/rating discussions with Underwriters and Credit Executives.
o Build strong knowledge of credit analysis for clients.
o Stakeholder management – Build strong relationships and maintain open communication channels with Credit Officers and Credit Executives
Qualifications: MBAs (with Finance specialization) / CAs
o 4-5 years of experience in credit risk
o Excellent academic record; experience in credit risk
o Strong grasp of corporate finance concepts and their application
o Understanding of the financial statements, including ratio analysis, cash flow analysis, and basic accounting standards
o Aptitude to learn and develop knowledge on credit analysis techniques, sectors and global economies
o Strong communication skills — both oral and written; ability to effectively present analysis and interact with global credit bankers
o Deadline orientation; close attention to detail and accuracy
o Proficient in the use of MS Word, Excel and Power Point
o Ability to work proactively & independently as well as in a team environment
o Strong interpersonal skills, ability to build positive relationships with Underwriters


Source link