Job Description:
To manage the collections process at a Regional level, working with non-performing defaulting borrowers to create optimum recovery solutions. To liaise with in-house and external collections teams and to oversee their activities, ensuring compliance with all internal policies and relevant regulations.
The current Job role works with Credit and Sales and has a major impact on the post disbursal recovery for NPA and overdue from defaulting borrowers. The RCM has a team of ACM reporting to him/her and is responsible for the collections and recovery responsibilities for the entire state or region as defined by the business He is responsible for the quality of the portfolio and resolution
To manage the collections process at a Regional level, working with non-performing defaulting borrowers to create optimum recovery solutions. To liaise with in-house and external collections teams and to oversee their activities, ensuring compliance with all internal policies and relevant regulations.
The current Job role works with Credit and Sales and has a major impact on the post disbursal recovery for NPA and overdue from defaulting borrowers. The RCM has a team of ACM reporting to him/her and is responsible for the collections and recovery responsibilities for the entire state or region as defined by the business He is responsible for the quality of the portfolio and resolution
- Visits / discussions on portfolio.
- Reviews, case updates, exception reporting, etc
- Discussion on legal matters, recovery mechanism and updates, etc.
- Market intelligence, networking, etc
Qualifications:
Other Degree
Minimum Experience Level:
8-10 Years
Report to:
Deputy Vice President
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