Roles & Responsibilities
Specific Responsibilities:
Hindsighting: To facilitate Hindsighting process for verification of credit parameters , documentation, collateral and disbursement of files on monthly basis and work with the Hindsighting partner closely
__Credit Evaluation: _Conduct detailed Credit evaluation of various business partners at the time of initiation of relationship and on periodic basis i.e. Yearly to assess their capacity to assess repayment capability including FLDG – ****Collection MIS and Special projects****: Work as back up for providing daily collection MIS, monthly portfolio MIS and Collection Dashboards *- ****Controllership:**** To assist compilation of Key risk indicators, audit of KRIs, evaluation of controls performed and submission of reports in terms of Controllership Dashboard including designing of control framework to mitigate the underlying risk
**_Projects: __****Work on projects assigned and ensure timely completion *- ****Co-ordination:**** Have close co-ordination with stakeholders to get the data, views and concurrence by following collaborative approach · Offer innovative ideas in areas related to risk management
Key Accountabilities: · Quality of issues reported during Hind sighting · Timely completion of quality credit evaluation of partner on ongoing basis · Submit daily Collection MIS, Monthly portfolio MIS and Collection PPT on timely basis as back up · Timely and efficiently preparation of reports · Turnaround time (TAT) for key assigned deliverables
Technical Competencies: MS office proficiency
Behavioural Competencies: Strategic Orientation
Customer Centricity
Execution Focus
Collaborative Approach
Personal Attributes: Exceptional analytical abilities and a strong working knowledge of credit underwriting and Risk management practices. Working knowledge of statistical packages will be an added advantage
Commitment to remaining current on all credit & risk management functions
Proven experience analyzing cash flow, leverage, collateral, and customer creditworthiness
Ability to work well under pressure, lending control and order to a difficult or pressurised situation. Ability to absorb information and learns quickly. Innovation and creative skills, challenges the existing processes and status quo. Excellent inter-personal skills Eye for details Positive and can do attitude
Eligibility
Qualification: MBA in Marketing
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