Job Description :
Financial Responsibilities Complete customer assessment by visiting business place, residence and security proposed with ownership attitude. Preparation of customer assessment Memo and cash flow analysis including bank credits. Assessment of collateral appraisal including legal and techincal aspect Recommendation / underwriting of proposals with adherence to company policies & procedures Complete credit check, Complaince of documentation and signing off disbursments. Imparting training to sales team & credit team about product and policy Managing and complying Over the counter / post disbursal documents and ensuring complaince of company’s norms. Ensuring that there is no disbursal error. Managing early delinquencies to ensure that portfolio is healthy and there are no Non starter cases Non Financial Responsibilities Organising and performing task with in defined TAT for file processing. Supporting business team for seamless processing of the proposals. To keep onself updated about local parameters such as legal /political/ industry/ demographies, To regularly update seniors about any local development which can be detrimental to franchise Adhering to the company’s policies and ensuring complaince of the same. Compliance & Risk Responsiblities PDD and Audit Query Resolution Maintaining confidentiality of information gathered from clients. Maintaing confidentiality of company’s information – not to share with anybody out of office in any form (Verbal , written , mail or any other form) safeguarding company’s assets provided for servicing job responsibilities like ID Card , SIM card, stationary, digital system etc. Review of Early warning and Non Starter cases Key Interactions
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