Job Description :
Financial Responsibilities_Complete customer assessment by visiting business place, residence and security proposed with ownership attitude. Preparation of customer assessment Memo and cash flow analysis including bank credits. Assessment of collateral appraisal including legal and technical aspect, Recommendation / underwriting of proposals with adherence to company policies & procedures, Complete credit check, Compliance of documentation and signing off disbursements.Imparting training to sales team & credit team about product and policy, Managing and complying Over the counter / post disbursal documents and ensuring compliance of company’s norms. Ensuring that there is no disbursal error.Managing early delinquencies to ensure that portfolio is healthy and there are no non starter cases. Non-Financial Responsibilities_Organizing and performing task within defined TAT for file processing. Supporting business team for seamless processing of the proposals.To keep oneself updated about local parameters such as legal /political/ industry/ demographics, To regularly update seniors about any local development which can be detrimental to franchise & Adhering to the company policies and ensuring compliance of the same. Compliance & Risk Responsibilities_PDD and Audit Query Resolution, Maintaining confidentiality of information gathered from clients. Maintaining confidentiality of company’s information – not to be shared with anybody out of office in any form (Verbal , written , mail or any other form), Safeguard of company assets provided for serving job responsibilities , like Identity Card , SIM, Marketing material , Computer Systems, Company provided Mobile and printer & Review of early warning and Non Starter cases.
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