About Standard Chartered
We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.
To us, good performance is about much more than turning a profit. It’s about showing how you embody our valued behaviours – do the right thing, better together and never settle – as well as our brand promise, Here for good.
We’re committed to promoting equality in the workplace and creating an inclusive and flexible culture – one where everyone can realise their full potential and make a positive contribution to our organisation. This
The Role Responsibilities
Strategy

  • Understand the Bank&rsquos strategy for Enterprise Risk Function across all relevant Risk types in addition to the Credit Risk focus, particularly Liquidity, Credit and Model risks

  • Work closely with the key stakeholders to ensure that requirements are in line with the Bank&rsquos strategy

  • Ensure specified requirements and system changes / enhancements are aligned to the strategy

  • Represent the assigned Enterprise Risk Function work streams in relevant meetings, such as project working groups

Business

  • Cover Credit Risk across the Banking Book, both Retail and Wholesale Credit Risk

  • Support the business delivery of the Stress Testing Programme, including meeting the Bank of England and Internal Capital Adequacy Assessment Process (ICAAP) tests

  • Conduct analysis and requirements which enables the risk infrastructure to be fully compliant with an integrated Enterprise Risk Function architecture focused on efficient processes and timely reporting of stress testing results across all relevant Risk types

Processes

  • Understand the operational processes impacted by the programme and work closely with the process owners

  • Work closely with the business users in understanding and analysing change requirements for Enterprise Risk Function infrastructure changes

  • Apply industry knowledge and experience and work with delivery teams to identify and recommend solutions for change

  • Write detailed data flow, mapping and lineage requirements and functional specification documents that effectively articulate business requirements and proposed change

  • Work with project stakeholders to gain agreement on the detailed requirements

  • Work with the vendors (where applicable) and internal technology teams in facilitating the specifications work

  • Provide liaison between the vendors (where applicable) and business users to support the development process

  • Undertake functional testing of the delivered functionality to ensure it meets the requirements and where required document issues and manage to resolution

  • Provide specialist support to the business users during User Acceptance Testing (UAT)

People and Talent

  • Strong domain knowledge across different risk model like IFRS9, IRB, ERA, PRA in Banking, particularly Credit Risk

  • Strong understanding of financial mathematics and statistics, and the ability to understand them on structural or regression-based Probability of Default (PD), EAD and LGD models

  • Ability to derive risk metrics given defined downturn macro-economic variables

  • Good knowledge of regulatory risk appetite testing rationale, theory and demands. This includes but is not restricted to the Basel Standards and the various industry stress tests.

  • Good working knowledge of end-to-end risk infrastructure systems architecture, data flows and data models

  • Minimum 5 years of Financial Services experience, as part of a Financial Institution, within an advisory or consulting capacity or in a regulatory body.

  • Having worked on projects in the capacity of a senior Business Analyst, as a consultant or from the perspective of a line user

  • Broad knowledge of banking products, including derivatives across multiple asset classes, risk management processes and the Basel Committee Banking Supervision (BCBS) regulatory principles

  • Strong written and verbal communication skills

  • Ability to create effective working relationships across functions & borders

  • Ability to manage a diverse and challenging stakeholder community to deliver change across multiple functions

  • Proficient in Excel

Regulatory & Business Conduct

  • Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct.

  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.

  • Lead to achieve the outcomes set out in the Bank&rsquos Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime ComplianceThe Right Environment.] *

  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Our Ideal Candidate
Essential

  • Proficient in Corporate Banking, Commercial & Institutional Banking and Private Banking related TP systems and functional knowledge

  • Business Process flow from TP to EDM

  • Functional/Technical data flow understanding from TP to EDM

  • Conceptual understanding of Client onboarding, A/B Score cards generation & maintenance, Trade data, Counterparty, Account, limits Risk Models like IFRS9, IRB related knowledge

  • Function knowledge Business Process flow from TP to EDM

  • Data model and mapping experience of CIC and Retail systems

  • Bachelor’s degree in a quantitative field (E.G. Finance, Economics, Engineering)

  • Minimum of 8+ years of work experience in Financial Services

Desirable

  • Post graduate degree or relevant qualifications (E.G. CFA/FRM/PRM Charter progress)

  • Programming knowledge in Teradata, SQL, Hadoop/Hive, DB visualizer, Presto

  • Prior experience within Retail and/or Wholesale Credit Risk

Key Stakeholders
Business Users, Business Analyst, Modeller, Development team, Testing Team

  • Business Users

  • Risk BAU Teams

  • Information Technology Organisation

  • Modelling team

  • IFRS/IRB Risk Users

  • Data Analysts

  • Dev/Testing team

Other Responsibilities
JIRA/Confluence management, Data flow consolidation etc
QUALIFICATIONS:

  • CIC System functional – Core

  • Data Mapping &ndash Core

  • Design – Core

  • Operating systems – Core

  • Database (SQL & PLSQL) – Core

  • Support system interface Advanced

  • Support batch jobs Advanced

  • Process standards Advanced

  • Application knowledge – Core

  • Systems documentation – Core

  • Systems integration – Core

Apply now to join the Bank for those with big career ambitions.
To view information on our benefits including our flexible working please visit our . We welcome conversations on flexible working.


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