Roles & Responsibilities
Responsibilities:
- Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
- Process – Understanding process and policies and implementing the same to ensure smooth transactions.
- Training- Provide training to CPA’s so that they work in synergy with the companies policies and norms
- Delinquency Management for the location
- Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
- Quality Management in terms of Audit, Compliance and Hind sighting
- PDD Management – controlling and tracking PDDs through proper MIS for the location
- KPI:
- Login to Recommendation TAT
- Maintaining Audit Compliance and errors in Hind sighting
- Training
- Delinquency control as per budget
- Cost management
- New initiatives
- Technical
- Competencies / Skills
- · Basic knowledge of loan underwriting
- · Knowledge of Mortgage Lending Business- awareness on risk involved wrt to title of property
- · Should be able to conduct personal discussions with clients ( self employed) independently and arrive at cash flow analysis.
- · Good communication and report writing skills
- · Basic knowledge of Banking Good Knowledge of computer applications
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