Roles & Responsibilities

Specific Responsibilities

  • Managing team of Credit managers
  • Credit Appraisal – Underwriting/recommending of proposals for non-collateral/collateral backed education loan
  • Process & Initiatives – Understanding process and policies and implementing the same to ensure smooth transactions
  • Training- Provide training to internal team and channels/DSTs. Provide regular training to outsource agencies so that they work in synergy with the companies policies and norms
  • Delinquency Management for the entire State
  • Portfolio Management – Monitoring the performance of portfolio and suggest changes to adapt to maintain the quality of portfolio
  • Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies
  • Quality Management in terms of Audit, Compliance and Hind sighting
  • PDD Management – controlling and tracking PDDs through proper MIS for the location
Key Performance Indicators

  • Login to Decision TAT
  • Maintaining Audit Compliance and errors in Hind sighting
  • Training of Credit managers
  • Delinquency control as per budget
  • Cost management
  • New initiative

Eligibility

CA/ MBA. 8-10 years of Underwriting experience in lending Business. Experience in mortgage industry will be an added advantage.


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