• Research and evaluate clients’ creditworthiness
• Create credit scoring models to predict risks
• Coordinate with Banks, based on credibility and potential revenues and losses
• Calculate and anticipate interest rates
• Negotiate loan terms with clients
• Monitor payments
• Maintain records of loan consents
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations and coordinate with Banks
• Develop, review and update our company’s credit policies
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