Job Description :
Job role:
Job role:
- To understand clients business & provide appropriate working capital solutions across Fund/ non Fund based products like Cash Credit, Demand Loan, Buyers credit, LC, BG etc.
- Work closely with Branch Banking teams for new customer addition.
- To penetrate client with various products like Current Account/Term Deposits/Transaction Banking/Trade Finance for the primary Relationship & Group companies.
- To build relationships with key persons (CFOs/ promoters) in the target segments & build client trust & confidence.
- Focus to continually increase the Book and profitability of the assigned portfolio.
- To understand client business models, trade related activities, cash flows etc. and identify opportunities and grow client relationships.
- To be alert on competitive elements in the target segments (viz. other banks etc.) & Augment the presence and penetration of the Kotak brand in the target market
- Maintain high caliber client service.
- Improve efficiency by monitoring & overseeing continuous improvement of processes
- Constantly have a rapport with the operating units to customize and develop solutions
Managing team of Relationship Managers. Achieving RM and self-target is expected
Job requirements:
Excellent written and oral communication skills
- Preferably MBA/ CA
- Experience: 3-4 years’ experience in the local market preferably some background in Credit & Sales Knowledge is required – ability to get the customer to buy into the asset proposition- loan amount, rate & fees.
- Strong oral and written Communicationl
- Relationship Management Skill
- Good influencing skills
- Job Knowledge- The candidate would need to handle Sales for a gamut of products like BL, OD, CC.
Application:
If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to [Confidential Information]
Please mention the following in the subject line as ‘Position Name – Your Name – Your Current Businessgroup
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