Job Description :
Job Requirements:
Should have a minimum of 5-8 yrs of relevant experience
Graduate preferably in Banking and Finance/Commerce or CA. Post-Graduation: MBA/ M.COM would be preferred.
Ability to Influence/relationship Management Skills
Analytical and financial skills
Strong communication skills
Eye For detail.
Job Role
Portfolio
Handling of specified portfolio by providing services related to Credit Admin activities
Sanction Letter
Capability to check the accuracy of executed sanction letter as per the terms and conditions of approved Term Sheet
Security documentation
Ability to check the accuracy of executed security documents as per the terms of sanction
Verification
Verification of Constitutional documents (MOA, Partnership Deed, etc.), Authorisations (BR, Partnership, Letters, etc.) for availing facilities, creating security, execution of documents and scrutiny of executed documents to ensure proper execution.
Capability to check the original property documents submitted by the mortgagor at the time of mortgage creation in terms of Mortgage Deed / TSR
ROC / CERSAI related compliances
Ensuring registration of security charges in favour of the bank wherever applicable.
Disbursement
Understanding of Limit module in Glem and Finacle.
Handling Limit Loading in Glem / Finacle, upon completion of proper execution of documents / compliance with the terms and conditions of sanction and receipt of approvals for deferrals in case of non-submission / discrepant documents
Management of Security/Collateral module.
Tracking of deferral
Tracking deferrals for regularization with escalation to the concerned RM/Business under advice to Credit Approvers and monitoring expiry of documents.
Custodian
Ensuring proper care and safety of documents held in FRFC and complying with the laid down process / procedure for storage of documents.
Document Tracking
Tracking of documents for receipt; deferral; expiry etc thru’ CAD systems
Liaison
With Business Teams, Legal; Credit; RMs; CPC, Audit, Service Providers etc for timely and quality deliverables by resolution of issues/ answering queries
Projects
Ensuring completion projects allocated within the timeframe
Audit
Handling of RBI/Internal/Statutory/Concurrent Audit requirements.


Source link